Insurance claims adjusters are often overwhelmed by the amount of work they have. Every claim must be validated, which can be challenging following a major event that has left many homes and businesses damaged. The team of adjusters must process these claims and remain in communication with the policyholders.
Insurance companies use premiums to settle claims. These funds are also used to cover expenses related to investigating and verifying these claims. Insurance adjusters require accurate information when determining whether to pay a claim, and many companies utilize 1ESX Roof Reports to collect roof measurements, diagrams, and other relevant information pertinent to the claim.
What is a Roof Report?
A roof report shares information about a roof’s measurements and is accompanied by photographs and diagrams of the property. These measurements include everything from the roof’s length, width, and area to the valleys, rakes, flashing, and parapet walls. Roof diagrams provide the adjuster with information about the roof’s shape and steepness, while aerial photos allow them to see pictures of the roof before and after the claim. Using this information, the adjuster can determine the cost of repairing or replacing the roof.
The Benefits of a Roof Report
The roof report benefits claim adjusters by providing them with the necessary information before they visit a property. The time spent at the property is used to conduct a comprehensive damage assessment, and the adjuster won’t need to take measurements and photographs during the visit. Roof reports shorten claims cycle times.
Furthermore, a roof report reduces the risk of human error. Claims adjusters may inaccurately measure a roof or write numbers down incorrectly. These mistakes could result in supplemental claims, incurring additional costs for the company while frustrating the customer. They may choose to find another insurance provider.
Fair claims settlements reduce leakage and increase policyholder satisfaction. According to Inch Calculator, the average cost to replace a roof on a home is $14,000. Some roofs cost as little as $4,000, while others cost $80,000. Material selection and location are two key factors that influence the price, and the insurance adjuster must have accurate information to make their calculations.
Many roof report providers allow claims adjusters to obtain multiple reports simultaneously. This feature benefits adjusters following a severe weather event when numerous claims are received quickly. They may not be able to visit the properties due to infrastructure damage and other obstacles. With the reports, they have much of the information they need at their fingertips, even without a site visit.
Employee safety increases when claims adjusters have access to roof reports. They won’t need to climb a ladder or battle bad weather to do roof inspections. The roof report eliminates the need to do so, which is essential today. Falls from roofs account for many construction accidents and 40 percent of deaths.
Roof reports offer numerous benefits. The measurements, diagrams, and 3D models contained in these reports simplify claims for adjusters and reduce claims cycle times. Learn more today to see how these reports may benefit your company.
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